When it comes to transportation, owning a car gives you the freedom to go wherever you want. Cars are great when getting to and from work. Taking a vacation or simply going grocery shopping is a lot more enjoyable with a personal vehicle.
Over a long enough period, things tend to happen that might damage your car. It may be an accident caused by you while driving, or it can be a collision to your car caused by other drivers. Even in the case of natural disasters, like floods or damages produced by animals, car insurance is essential.
Auto Insurance from The Hartford is one of the best offers on the market. It offers great prices and rewards based on your experience as a driver. Below you will find details regarding all the benefits, prices, and other useful information that will convince you to choose auto insurance from The Hartford.
Benefits of the Hartford Auto Insurance
Choosing car insurance from The Hartford will come with a lot of great benefits. Here is a rundown of the main advantages.
As long as you can drive, maintain your driving license, and pay your insurance, you will receive lifetime renewability. Your rates will stay at a fixed price for 12 months every year eliminating surprises that might create discomfort
Furthermore, if you happen to be in an accident, insurance from The Hartford offers the RecoverCare program that will pay for home services you cannot perform because of your injuries
If you buy a new car and wreck it between 15 months of the purchase or 15,000 miles of use, you are eligible for a replacement new vehicle similar to the previous one without detracting depreciation.
This insurance also comes with a lifetime car repair program available at any of the 1600 authorized repair shops. As a bonus, any bad repairs will be paid in full by The Hartford.
Using car insurance from The Hartford, you can also get extra coverage using the Advantage Plus program. Maintaining a perfect driving record will reduce the cost of your collision deductible all the way to $0 every year; you can get a free pass on your first accident, which eliminates extra charges for this event. Moreover, repairs in one of their authorized repair shops come with a $100 deductible reduction and, lastly, depending on the state, if you are not at fault for the accident, your deductible will be $0.
Fees & Rates
When it comes to the costs of car insurance, every person pays a different price. There are many factors that determine the overall amount of money you will spend regardless of the company you chose to represent you. Here are the most important factors that impact your insurance payments.
Experience: The more time you have spent driving a car, the less likely you are to cause an accident. This will reduce the cost of your insurance dramatically.
Driving history: If you had very few or no violations or accidents, you are considered a careful driver.
Location: If you reside in a rural area, you will be less likely to have accidents or be exposed to theft. Living in urban areas will increase the cost of your insurance.
The type of car you drive: Cars are tested by professionals in safety tests. If you have a car with a high safety test score, you will pay less. The amount you pay also varies based on the age and condition of your car.
If you wish to calculate the cost of your car insurance in detail, use the car insurance calculator found at this link. This is only an estimation of your insurance needs and might not reflect the reality. For exact information, you need to contact a specialist or apply for auto insurance.
How to Apply
AARP Insurance Program
The Hartford, P.O. Box 14219, Lexington, KY 40512
Spanish / Español: 877-621-4981
Lu-Vi: 8 a.m. to 10 p.m. ET
Hearing Impaired Services: 800-877-8973
M-F: 8 a.m. to 6 p.m. ET
Consult the terms and conditions for more information.