How to Apply for a Tangerine Cash Back Credit Card

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Are you after a credit card with generous cash back rewards and zero annual fees?

If so, you should consider the Tangerine Cash Back Credit Card, as it lets cardholders choose the categories to earn unlimited cash back rewards.

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Want to learn more? Read on to find out about the application process, benefits, and fees.

How to Apply for a Tangerine Cash Back Credit Card

Benefits and Features of a Tangerine Cash Back Credit Card

Tangerine offers top-up convenience, flexible rewards choices, and unparalleled value to clients. With its Cash Back Credit Card, cardholders can enjoy a whopping 2% cash back for  purchases on furniture, grocery, fuel, drug store, entertainment, and other categories. In this article, you’re about to discover why this credit card is an absolute steal for individuals who are after cash back perks.

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Credit cards built with cash back rewards are pretty common these days. However, the only difference is that some banks require a specific spending amount for cardholders to redeem the reward. With Tangerine, it’s different, because there are no caps or tiers, spending limits, or conditions.

As a special offer to new cardholders, the 4% money back bonus can be redeemed within 3 months of using the credit card. This is applicable for everyday purchases, and cardholders can choose three categories to earn the 4% bonus.

Money-back rewards can also be added automatically to your savings account or applied to your credit card balance. Choose which works for you, and let the bank representative do the work. Rewards are paid monthly, so track your accounts.

Another reason why the Tangerine Cash Back Credit Card is worth considering is its tap-and-go convenience. Pay using a mobile wallet like Apple Pay, Google Pay, and Samsung Pay. You’re guaranteed secure and protected from fraud and unauthorized actions.

Experience exclusive perks made available by Mastercard. Aside from worldwide acceptance, cardholders can also get merchant discounts by simply using the credit card for payment.

Now that you’re familiar with some of the benefits of this Tangerine credit card, read on to learn about eligibility and how you can apply today.

How to Apply for a Tangerine Cash Back Credit Card

To apply for this credit card, interested applicants need to be at least 18 years old, earning at least $60,000 annually, and be a Canadian resident. For the online application, you need to register an account to get started. Tangerine will be asking about your employment information, salary, Canadian mailing address, and contact information. Head to the Tangerine website and click apply now to get started.

For the credit limit, note that the bank will provide an amount based on your personal circumstance. However, if you’re given a relatively smaller amount, you can request for a higher limit, later on, permitting that you pay the balances on time.

Tangerine Cash Back Credit Card Fees & Charges

Take a look at this brief overview of some of the rates and fees you can expect with this credit card. Always pay your card on time so you don’t incur fees that could badly hurt your credit score. For more details on rates and fees, visit the Tangerine website.

  • Annual fee: $0
  • Purchase interest rate: 19.95% APR
  • Promotional balance transfer interest rate: 1.95% interest for the first 6 months (19.95% after that)
  • Cash advance fee: $3.50 per cash advance ($5 outside of Canada)
  • Balance transfer fee: 3% or $5
  • Foreign currency conversion rate: 2.5%

Conclusion

All in all, the Tangerine Cash Back Credit Card is an attractive card if you want to maximize cash back rewards and even pay with convenience. Enjoy unlimited 2% to 4% money back rewards for top 10 categories accredited by Tangerine. Head to the Tangerine website and apply today to enjoy these perks!

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