Loyal Amazon customers who often purchase different items from popular retailers should always look to find ways to get better rewards. Having the Amazon Store Card allows you to make purchases at Amazon while also getting cash-back rewards. If you're a frequent Amazon shopper, this is the perfect credit card for you.
The Amazon Store Card offers special rewards to Amazon Prime members so if you're already a member, you can take advantage of the rewards that the card offers.
Learn more about the Amazon Store Card and learn how to apply online with the article down below.
Using the Amazon Store Card for Amazon Purchases
If you have been a loyal shopper at Amazon and you want to have a better experience, you might as well sign up for the Amazon Store Card.
The Amazon Store Card is issued by Synchrony and offers a very simple feature. When you shop at any Amazon store, you get 5% cash back as a reward for every transaction that you make as long as you have an eligible Amazon Prime membership.
Once you are approved for the Amazon Store Card, you get an Amazon gift card and while that may not be enough, it can still help you finance some of your purchases when you shop online and during checkout.
Make good use of the Amazon Store Card by shopping at Amazon and use the card to gain cash back and be guilt-free when shopping.
Interest Fees and Other Charges
When talking about the Amazon Store Card, it functions just like any other credit card hence it also has interest fees and other charges.
The credit card does not charge you an annual fee. There are also no balance transfer fees, cash advance fees, or foreign transaction fees involved with the card as there is no option for such transactions.
The regular APR for purchases is a variable rate of 29.99%. Take note of all these fees before your due date and make sure that you pay your bill on time to avoid any issues with your credit rating.
Amazon Store Card Rewards You Need to Know
With so many Amazon credit cards that are being offered, you might want to check out what's in store for you with the Amazon Store Card, especially with its rewards program.
When you have the card and you have an eligible Prime membership, you can earn as much as 5% cash back for every transaction that you make.
Take note that you will need an Amazon Prime membership to activate this feature or else you will not be earning any of the cash back rewards. It also takes around two billing cycles for rewards that you've earned to be reflected on your account.
The rewards are also available only to cardholders with the membership and cannot be used in conjunction with any other special or financing offers.
Redeeming Your Rewards
Redeeming your cash-back rewards is also very straightforward with the Amazon Store Card. Once you have accumulated enough cash-back rewards for the month, you can use the rewards that you have earned from all of your transactions and apply them toward eligible purchases made through the Amazon portal.
You can apply the rewards as a discount to your transaction during checkout. You can also redeem the cashback rewards as a statement credit to help you with your monthly dues.
Just make sure that you do not close your account as this will forfeit any rewards that you may not have redeemed yet.
Interest-Free Financing
Like many other credit cards that are owned by popular brands, the Amazon Store Card also features financing options especially when you want to make a large purchase.
Cardholders can choose from different financing options to help them purchase the items that they want without having the financial burden of paying in bulk. You can choose from 6 months to 24 months of equal payments ranging from regular minimum purchase of $150 to $600 and more.
It is best that you pair this during the card's interest-free period as well so you don't have to pay any interest rates and just pay for what you owe. It is one of the most flexible financing options that can only be available if you have an Amazon Store Card.
Is the Amazon Store Card For You?
While there are a lot of Amazon credit cards out there that have better features and benefits, the Amazon Store Card is meant for those who want to go shopping at Amazon.
If you want to get even more perks with Amazon then you are more likely to go for the superior Amazon Prime Rewards Visa Signature card.
If you want to gain the full benefit of this credit card, make sure that you have an Amazon Prime membership and receive all the benefits and perks in its full glory.
How to Apply for the Amazon Store Card
If you want to make the most out of your online shopping experience, you can apply for an Amazon Store Card. You must be 18 years old and above to apply for the card.
You must also have the proper documents to prove your identity, income, and residency before you can apply. Applicants are expected to have a credit score of at least 640 to be eligible for the Amazon Store Card.
Once you passed all the requirements, you can apply at the official Amazon website and fill up an online application form. Review the details and the terms and conditions before you submit your application.
You will be notified once you have been approved. If denied, you can re-apply for the card after 90 days.
Contact Details
If you have further inquiries on how to apply for the Amazon Store Card online or if you wish to know more about the card and other options, you can call their customer service hotline at 1-866-634-8379.
They are available 24 hours a day and a representative will be able to assist you with your concerns and inquiries.
You can also visit their main office located at 777 Long Ridge Road Stamford, CT 06902 United States.
Conclusion
The Amazon Store Card is perfectly designed for Amazon Prime members who want to make purchases through Amazon while also enjoying cash-back rewards. If you want to make the most out of your Amazon purchases, you should be on your way to applying for the Amazon Store Card today!
Note: There are risks involved when applying for and using credit cards. Consult the bank’s terms and conditions page for more information.
