The PNC Premier Visa Signature Credit Card is a credit card that receives travel rewards. This rewards 2 miles for every dollar spent, and when you spend $3,000 or more in transactions for the first three billing cycles after you open an account, it has a sign-up incentive worth 30,000 incentive miles.
Amenities include concierge service, and facilities, such as late check-out, and automatic room upgrades in more than 900 hotels.
You also qualify for missed refund of baggage, car rental loss waiver, transportation, and emergency assistance programs. Read this blog to learn more about the PNC Premier Visa Signature Credit Card.
PNC Premier Visa Signature Credit Card: Features
The PNC Premier Traveler Visa Signature credit card is more suited for casual rewards card users. Especially if you want to avoid blackout dates or the often-complicated process of trying to find the best value for your points through friendship incentives or transfer programs.
There is also no requirement for you to fly on other airlines or book flights on different websites. A lack of top-tier travel benefits above the industry norm might have experienced travelers looking for a more luxurious travel card.
Still, if you’re just starting out in the game of credit card rewards, it is certainly worth considering.
Benefits of the Card
You get 24/7 Visa Signature® Concierge-Get free, easy ticket assistance, and bookings. There are no foreign exchange fees, and you can get exclusive Visa Signature ® Luxury Hotel Collection perks at 900 + hotels.
What You Need to Know Before Applying
The PNC Premier Traveler Visa Signature Card offers one of the best flat-rate incentives in its category, with two miles per $1 spent everywhere you use the Card. Some travel cards, by contrast, offer 1:1 incentives on general transactions.
As with many travel rewards cards, the annual fee for the first year of the PNC Premier Traveler Visa Signature card is waived. Before that, the price is $85, which matches most competing cards.
The miles you receive with this Card will easily surpass the $85 payment, provided you pay your monthly balances in full to avoid accruing interest fees.
How to Apply
During the process, PNC will ask the following information: your first and last name, date of birth, address, Social Security Number, monthly housing payment, and total annual income.
Interest Rates and Fees
The PNC Premier Traveler Visa Signature Card is a great option if you are someone looking for a credit card. There are fees and charges to consider if you are thinking about applying for this credit card.
- APR for purchases: 15.99%
- APR for balance transfers: 0% introductory APR for the first 12 billing cycles, then it will be 15.99%
- APR for cash advances: 15.99%
- Penalty APR: 28.99% if you have a late payment
- Annual fee: $0 for first year, then $85 afterwards
- Balance transfer fee: 3% of the amount of each balance transfer
- Cash advance fee: $5
- Foreign transaction fee: $0
If you would like to get in contact with a PNC representative, you can reach them by calling 412-803-7711. We have also listed PNC Bank’s mailing address below for you.
300 Fifth Avenue
The Tower at PNC Plaza
Pittsburgh, PA 15222-2707 USA
PNC has mobile banking apps available on iOS and Android devices. You can check your account balances, pay bills, transfer money, and deposit checks directly from your mobile device.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.