Since the beginning of the Bonvoy loyalty program and the acquisition of SPG, Marriott has managed to revamp the credit cards within its portfolio. After launching new credit cards, the Marriott Card has remained the only mid-market entry-level credit card available.
The Marriott Card is a very good option for loyal Marriott customers or passionate travelers. It provides customers with rewards on any eligible everyday purchases (2 points) and Marriott purchases (6 points)
Although this sounds appealing, the best benefit of this credit card is the free-night card. This can be worth as much as 35,000 points.
Even though the 75,000 points welcome bonus that is featured on the Bonvoy Boundless card is attractive, it can still have a certain downside. This card has a restriction known as Chase’s 5/24 rule.
This means that you are not eligible to receive approval for a credit card if you have opened 5 or more credit cards within the last 2 years. Thus, you should come up with a good strategy as to how you will be spending your 75,000 points before applying for another card, as you might be nearing the 5/24 rule.
If you are a Bonvoy, Titanium, Elite, or Platinum user, you will get much more value out of this card, as you will also receive elite benefits, such as free breakfast and other certain upgrades. This card is also an excellent option if you will ever need to use the points in order to receive an airline transfer through Alaska Airlines, Japan Airlines, or Korean Air.
Marriott Bonvoy properties ensure that you receive six times more points for each dollar spent. Marriott also has a great system that can help you earn points through events.
By using Marriott Bonvoy Activities, clients can purchase trips or entertainment, which will result in valuable reward points. You are also able to earn two points for every $1 spent on everyday purchases and three points for each $1 spent on cruises.
The Marriott card manages to provide reward points for any of the Marriott Bonvoy hotel brands. This card offers 75,000 points, as much as 6 points for every dollar spent on the card, no foreign transaction fees, and automatic silver status.
However, there are some restrictions that will make people think twice about applying for this credit card. The first downside would be Chase’s 5/24 rule.
The second downside would be the fact that Chase has collaborated with Amex, which has agreed to limit the welcome bonus on all of the Bonvoy credit cards.
How to Apply
An application can be submitted for the Marriott card by clicking here. You will be required to fill out all of the needed information in order to submit your application and receive your credit card.
Who is Eligible?
You will be restricted in regard to the approval of this credit card through Chase’s 5/24 rule. Thus, if you have opened 5 or more credit cards within the past 24 months, you will not be eligible for this card.
Fees and Interest
This credit card is subjected to a $95 fee per year. This is not waived within the first year.
Bank Contact Info
You can contact the bank through any of the following numbers.
The Ritz-Carlton™ Credit Card: 1 (855) 896-2222
Marriott Bonvoy™ Business Credit Cards: 1 (800) 346-5538
Marriott Bonvoy™ Loyalty Care Team: 1 (801) 468-4000
Marriott Bonvoy™ Credit Cards: 1 (800) 338-5960
Or you can visit their website directly to get more information.
The Marriott Bonvoy Boundless card might be a good credit card that could fulfill your needs. If you are going to use it while traveling and have managed to grow a great brand bond with Marriott, then this is the card for you.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.