When choosing a credit card, are you okay with standard perks and features? If you want a card with enhanced features and flexibility, the National Bank of Kenya Classic Credit Card is a great choice. It gives cardholders easy access to the credit they need.
Whether you need a card for standard purchases or accessing Visa rewards, you are sure to reap more benefits than other credit cards. With this card, you can make easy payments with just a simple swipe of the card.
If you want to learn more about this credit card, read on. Here’s a guide to the application process, requirements, and fees associated with the National Bank of Kenya Classic Credit Card.
The National Bank of Kenya Classic Credit Card
With this credit card in your wallet, you don’t only get easy and hassle-free payment but also access to merchant discounts exclusive for Visa cardholders. Discounts you can be as high as 25 percent off for car rentals and other services.
In case you need help booking flights or hotels, you can also access Visa’s complimentary booking assistance. Book with ease without having to look for hotels and flights yourself. Contact the hotline and enjoy free booking assistance.
If you are shopping online, purchases are also protected with Visa Purchase Protection. If something you bought with your card is lost, stolen, or damaged, you are covered. Visa will pay for the amount of the item you paid with your card, subject to limits.
Finally, if you are going to make a big purchase and plan to pay via an installment program, you can enjoy a lower interest of 3.25 percent. Even if you have balances, the charge is lower compared to other credit cards in the market.
Application And Requirements
To apply for the National Bank of Kenya Classic Credit Card, you need to visit a branch and submit supporting documents.
In order to qualify as a cardholder, you must be over 18 years old, earning a regular monthly income, and have an existing National Bank account for over 6 months.
The additional requirement includes being a legal resident of Kenya and having proof of residence. Supporting documents you need to provide are a copy of your National ID, valid passport, and the latest three months of payslips.
The Important Fees And Charges
If you want to order the National Bank of Kenya Classic Credit Card, you are looking at an interest rate of 3.25 percent monthly and a card annual fee of Ksh 1,500. The late payment fee is Ksh 1,500 and there is a 5 percent interest for every cash advance.
Bank Contact Information
If you have concerns and inquiries about the classic credit card, you can reach the National Bank of Kenya at 020-282-8900; 0703-088-900 and 0732-118-900. You can also send an email at corporateaffairs@nationalbank.co.ke or visit the head office on Harambee Avenue in Nairobi.
Conclusion
With a credit card, you can do a lot of things, including pay for groceries and fuel and booking flights. Further, the National Bank of Kenya Classic Credit Card gives you full control over your money with flexible payment and lower interest rates for purchases.
Check out National Bank’s website to find out more about the Classic Credit Card.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
