Learn How to Order a Platinum Card: Wells Fargo Credit Card


In 2020, almost anyone has applied for a credit card at least once. Competition in the credit market has forced companies to come up with better deals.

However, users just want to have a low-interest rate, be protected, and have enough time to repay the amount borrowed. It would already be a great bonus for them to have zero annual administration costs.


If you are among the users described above, then the Wells Fargo Platinum credit card is right for you. The offer comes with a 0% rate for card purchases and does not even have administration fees, great for an emergency. 

Learn How to Order a Platinum Card: Wells Fargo Credit Card


You have many benefits if you opt for the Wells Fargo Credit Card. The first would be that you have the longest period with APR 0% interest in the market (18 months). 

Then, you do not pay account administration fees, you can check your free credit score with the help of the application provided by them (FICO Score), and it also offers you protection for your mobile phone (details in the benefits section).



If you use the Wells Fargo Platinum Credit Card to pay your phone bill, you will have up to $1,200 in insurance (for theft or damage to your phone). You are entitled to two claims a year, and each covers up to $ 600.

If you don’t find such a good offer, find out if you have free access if you want to check your credit score through FICO Credit Score, insurance in case of a car accident, and in case of travel, you will have assistance. 

How To Apply 

As an existing customer in the database, you can request funds by contacting the bank or accessing the Wells Fargo website. Instead, new customers can start the process only by going to one of the 5400 branches that the bank has. 

Think carefully before making a trip to Wells Fargo because the credit score may be affected by the bank’s pretentious credit check (ask for information from all credit bureaus, and it is imperative to have payments made on time).

If you do not have time for a trip to the bank, you can apply online or by phone. It should be noted that once you log in to your Wells Fargo account, you will be asked to fill in personal information (name, address, date of birth, phone number, email address, and social security number). 

Then, you will have to provide data on your employer, the employee, and the salary you receive, and you will be asked about other mandatory monthly expenses. In the end, all you have to do is select the financial product that suits you (the reason for the loan and when you want to pay it back).

Who Is Eligible?

This card can only belong to US citizens who have a permanent residence. In order to benefit from all the rewards, bonuses, or introductory annual installments, you must not have opened a credit account with Wells Fargo 15 months before applying. If the account has a $0 balance and is currently closed, there is no impact.

Fees and Interest

The first 1.5 years from the moment you open your account at Wells Fargo, you will have 0% APR for purchases. After this period, the APR, according to the creditworthiness, will increase from 16.49% to 24.49%. There are no annual administration fees.

You have 120 days from the moment you open the account to make a bank transfer request, and in this way, you will be qualified for introductory APR.

Bank Contact Info

General Banking: 1-800-869-3557

24 hours a day, 7 days a week

Apply Online or phone: 1-800-932-6736

Learn How to Order a Platinum Card: Wells Fargo Credit Card


If you have debts that you want to pay in the next 18 months, or you need money in an emergency, then this is the best offer on the market. 0% APR is everything you could want from a bank. If you still pay high APR interest, you should not miss the Wells Fargo credit card offer.

Note: There are risks involved when applying for and using credit cards. Consult the institution’s terms and conditions page for more information.