RBL Bank Credit Card – Learn How to Apply for the Cookies Card

For those who are looking for a credit card with benefits that include movies, passes, discounts on dining and cab rides, then the RBL Bank Cookies Card is a good choice. It’s packed with valuable treats that you can enjoy when you own this credit card. 

More than the generous sign-up bonus, cardholders can also earn rewards points when using this credit card. The accumulation of points can be used to redeem passes, unlock cash back benefits, and more. 

Read on to find out more about the RBL Bank credit card. In this article, we’re diving deeper into the perks and benefits of owning this card, as well as fees, the application process, and bank information. 

RBL Bank Credit Card - Learn How to Apply for the Cookies Card

Benefits of the RBL Bank Credit Card

The list of benefits a cardholder can enjoy from having this credit card are almost endless. With generous cashback perks from different passes, you surely save more money when shopping for groceries, buying fuel, and other items.

RBL Bank provides a welcome bonus of Rs. 500 Amazon gift card upon the successful card issuance. Immediately after the release of the card, you can already make a purchase and use the card for different transactions. 

The joining fee is waived in the first statement, so cardholders are only paying by the second month. To maximize the potential of the RBL Bank Credit Card, you need to meet the criteria for each pass. 

For the Entertainment Pass, you must spend a total of Rs. 10,000, before you can enjoy the 10% cashback perk. If you love dining and want to get a slice of your money back, unlock the Dining Pass by spending a minimum of Rs. 30,000 a year. 

Features of the RBL Cookies Credit Card

If you’re using ride-sharing services, unlocking the Ride Pass provides a 10% cashback for Uber. A maximum of Rs. 100 will be credited per transaction. Meanwhile, if you love eating out and want to unlock a Zomato membership, simply spend Rs. 1,50,000 a year. 

To earn points, you simply need to use the card for eligible purchases. A minimum spending of Rs. 100 can give you 2 Reward points. This is applicable to online transactions. 

Meanwhile, a 1% Reward point is earned for a minimum spending of Rs. 100 in offline transactions, except fuel. Speaking of fuel, you can use the RBL Bank Cookies Card to waive the fuel surcharge at any petrol pump in India. 

Save up to Rs. 150 each month when the surcharge is waived. Note that this is only applicable for transactions between Rs. 500 to Rs. 4,000. 

How to Apply

To get the Cookies credit card, you simply need to head to RBL Bank’s website and click Apply Now. Applicants will be redirected to the card application form, where you need to provide personal information, income, and residence address. 

To be eligible for the card, you need to be at least 23 years old, employed, and with an existing bank account. Required documents include PAN card, proof of income for the last three months, bank details of the last six months, and IT return document. 

Interest Rates and Fees

The RBL Cookies Credit Card is a great option if you are looking for a new credit card that has lots of good benefits. Make sure to consider the rates and fees of this card, which are listed below.

  • Annual fee: Rs. 500
  • Finance charges (Retail and Cash): APR up to 3.99% p.m. (47.88% p.a.)
  • Cash Advance Transaction fee: 2.5% (min Rs.300) of the cash amount, July 1, 2020, 2.5% (min Rs.500) of the cash amount
  • Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs.50, Max Rs.1000), July 1, 2020, 15% of Total amount due (Min Rs.50, Max Rs.1250)
  • Over Limit Penalty: Rs. 600
  • Cash Payment at branches: Rs.250 / cash deposit transaction at RBL Bank branch
  • Foreign Currency Transaction: Up to 3.5%

Contact Information

RBL Bank Credit Card - Learn How to Apply for the Cookies Card

The bank’s corporate address is located at One World Center, Tower 2B, 6th Floor, 841 Senapati, Bapat Marg, Mumbai, India. For credit card queries, you can reach the bank through its credit card helpline number at +91 22 6232 7777. 


The RBL Bank Credit Card is a powerful addition to anyone’s wallet for generous cashback perks and low-interest rates. Check out the bank’s website to learn more information. 

Disclaimer: There are risks involved when applying for and using this credit card. Please see the bank’s terms and conditions page for more information