How To Apply Online For GO Mastercard Credit Card?

There are so many things that you can do with a credit card. With a credit card, you are able to increase your purchasing power and you have the privilege to enjoy safe and convenient shopping.

Perhaps, the only major downside that comes with this financing option is the high-interest rate from many banks. However, thanks to some providers, there are still a few notable credit cards that promise a long-term interest-free period.

GO Mastercard Credit Card is one of these notable offerings. Promising flexible interest-free payment plans and favorable fees and charges, this product has the potential to make your online and in-store shopping more rewarding. Interested to know more about this financial offering? Continue reading.

GO Mastercard Credit Card

GO Mastercard Credit Card: Features And Benefits

Offered by Latitude Finance, GO Mastercard Credit Card boasts of flexible interest-free payment plans that enable users to go make their needed purchases, with the privilege to choose a suitable payment option that will match with their budget.

Specifically, under this offering, cardholders are provided with three repayment options to choose from: the “Interest-Free Plan,” the “Buy Now Pay Later Plan,” and the “Instalment Interest-Free Plan.”

Under the first repayment option, you may pay minimum monthly payments and have the ability to make extra payments whenever you can. Meanwhile, the “Buy Now Pay Later Plan” enables you to go for a one lump payment when it suits you, and the “Instalment Interest-Free Plan” lets you pay equal monthly payments.

Similar to other credit cards, the GO Mastercard Credit Card also provides its existing policyholders with Buyer’s Protection insurance issued by Hallmark General Insurance Company and Hallmark Life Insurance Company.

Rates And Fees

  • Interest rate – 22.74%
  • Cash advance interest rate – 25.90%
  • Late fee – $30.00
  • Cash advance fee – The greater of 3% or $3.00
  • International transaction fee – 3% on all purchases
  • Payment handling fee – $2.50 (in person); $0.95 (online using BPAY)

Though there are payment fees listed above, making a payment is free through official Latitude channels.

If your balance is greater than $10, you will also be charged a service fee of $8.95 per month. However, there is no establishment fee associated with this card.

How To Apply For GO Mastercard Credit Card

Interested in applying for this financing option? To be eligible, the GO Mastercard site states that you must be a resident of Australia and at least 18 years old. If you’re a temporary resident, you will need to present a visa that’s valid for at least the next 12 months. Once you’ve met all these requirements, you can proceed by applying online.

To do so, all you have to do is visit the GO Mastercard Credit Card site and click the “Apply” option. You will then reroute to Latitude’s application page. From there, click “Start Application.”

You will then be asked to provide your personal details, along with your financial information. Once you’re done, submit your application. You will get a response within 60 seconds if your application has been approved or not. In some cases, the bank will require more info and you will need two business days to review your application.

During the application, Latitude may ask for a copy of your driver’s license, medicare card, passport, and some supporting details about your income. To prepare, make sure to have an electronic copy of these documents and upload them when asked to.

How To Apply Online For GO Mastercard Credit Card?

Contact The Bank

To contact the bank about this offer, you can call 1300 462 273. You will also find their main mailing address at GPO Box 1300. Melbourne VIC 3001.


Want to get a credit card but worried about high-interest rates? With GO Mastercard Credit Card, you can now make your urgent purchases without worrying about this. To learn more about this financing option, check out the GO Mastercard Credit Card site today.

*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.