GTBank Personal Loans – Best Deals And How To Apply

No matter how well-managed your finances are, it is always good to remember that you can encounter financial emergencies. In such situations, it is good to have options for getting funds help deal with your emergency.

One of the best ways to get access to additional funds is through loans. However, it is important to choose the right option to satisfy your needs. To do this, you need to check out various offers of different lenders to find one that best fits your requirements.

When looking for the right deal, you might want to consider taking out a loan from GTBank. Want to know what the best deals from this bank are? Check out the most viable options below and learn how to get them.

GTBank Personal Loans Application

Best Personal Loans Offered By GTBank

  • QuickCredit

Salary earners and self-employed individuals are welcome to get QuickCredit, an offer that lets you get additional cash instantly. Payable over 6 to 12 months, you can get a loan from N10,000 to N5 million for salary earners and N500,000 for non-salary earners.

This loan has an interest rate of 1.33% per month. You can apply for this loan through the phone, internet banking, or a branch visit. To get this loan, you must be between 18 and 59 years of age at the time of application and by the maturity date.

You must also have a minimum monthly lodgement of N20,000 of a minimum net monthly salary of N10,000. Make sure that you do not have any negative records in your credit history.

  • GTBank School Fees Advance

If you have children you are in need of funds to pay for their schooling, the bank’s School Fees Advance is a great choice. You can get up to N5 million payable within a maximum period of four months.

Keep in mind that this only applies to students in Nigeria. To get this loan, you must have a salary account with GTBank. Moreover, you need to accomplish application and employer undertaking forms. A school fee bill and credit insurance are also required.

Public sector employees should have a minimum monthly salary of N25,000. For private-sector employees should have N50,000 to get this loan.

  • Travel Advance

Looking forward to going on a trip? You might want to get a Travel Advance loan. You can use this for buying airline tickets, hotel reservations, airport pickup and more. With this loan, you can borrow from N250,000 to N3 million and it is payable over three months.

The interest rate is 20% per annum. However, you must have a salary account with GTBank and should receive the last three months’ salaries through this account from the same employer. You can apply via phone, internet banking or through branch visits.

GTBank Personal Loans - Best Deals And How To Apply

The Bottom Line

These loans are the best personal loans offered by GTBank. If you are in the need of financial support, check out these loan offerings more closely. These services were created to help you out when you are short on funds.

To know more, get in touch with the bank by calling their contact center at +234 700 4826 66328, +234 1 448 0000, +234 802 900 2900 and +234 803 900 3900 or via the contact form found on their website.

Note: There are risks involved when applying for and using loans. Consult the bank’s terms and conditions page for more information.