How to Make P2P Transfers with Chase QuickPay


Chase QuickPay is a free service that allows people who have Chase Bank checking accounts to make person-to-person (P2P) transfers with other statements that are part of the network clearXchange (CXC). This means that users of QuickPay can transfer money to customers at Wells Fargo and Bank of America as well. 

This offer also include hundreds of other banks by merely entering the email address of the recipient in the mobile app or online portal of Chase. Therefore, this system truly makes banking easy. Especially during the times that banks may be closed and you may not be able to meet up with your family or friends to exchange money. 


To learn more about this app and how it can help you request and send money with ease, continue reading. In this article, we will tell you everything you need to know about Chase QuickPay.

How to Make P2P Transfers with Chase QuickPay
Photo credit:

Chase QuickPay Overview 

Throughout the financial world, the ease, speed, and protection of peer-to-peer money transfer apps are here to stay.  In 2019 alone, an estimated 96 million P2P transactions took place, according to eMarketer, a market research firm. 

With those staggering numbers, banks like Chase have jumped on the bandwagon: Chase replaced its previous Chase QuickPay app with Zelle in mid-2017 for a new Zelle-powered service called Chase QuickPay. When you bank with Chase, you can leverage this relationship between Chase and Zelle to move money to family and friends quickly, easily, and free of charge.


Chase QuickPay with Zelle isn’t the only peer-to-peer payment app — and it definitely wasn’t the first one. Nonetheless, it is one among the many apps today that makes sending and receiving money a breeze. 

There’s just no reason in today’s world not to share the bill the next time you are out with friends for lunch. With so many options out there, consideration of the potential risks of using payment apps is necessary. When sending money via P2P applications, you have to be careful and make sure that you send the money to the right person. 

The Benefits of Using Chase QuickPay for P2P Transfers 

Generally, if you’re a Chase Bank client, there’s no excuse to stop using Chase QuickPay. It’s a free money transfer service that works quickly with no complicated criteria. In addition, every Chase checking account includes Chase QuickPay as one of the account features. This includes not only the checking of Chase Premier Plus and the checking of Chase Premier Platinum but also the regular Chase Complete Checking account.

One of the significant benefits of Chase QuickPay is its comprehensive coverage. The clearXchange network in which Chase is involved also involves six other major banks, with a total of more than 250 million linked clients.

Chase QuickPay is integrated with the Chase mobile app, which makes P2P payments a pure option if you bank with Chase. When you use online banking with a Chase checking account or a Chase Liquid Card, the bank’s prepaid debit card version, you automatically get access. 

Since it is built to make payments fast and straightforward, Chase QuickPay does not lose much value when compared against a stand-alone payment app like Venmo.

How to Make P2P Transfers with Chase Quickpay

First, you need to sign up with your Chase account. 

  1. Use your username and password to sign in to the Chase website. If you don’t already have an account, you should enroll on the site before continuing.
  2. From the “Pay & Move” menu, pick “Chase QuickPay with Zelle.”
  3. Review and approve Sthe ervice Agreement and Privacy Notice for Chase QuickPay.
  4. Verify your email or mobile phone number using the one-time code Chase will give you.
  5. To make your Chase QuickPay payment with Zelle, pick the checking account or Chase Liquid Card you wish to use.
  6. Once you have completed the measures, you will be ready to submit, receive, and send money.

To do so, here are the super easy and convenient steps.

Chase customers can use the Chase Mobile Banking app to access Chase QuickPay via Zelle. Simply enter the email address or mobile phone number of the person you want to pay and the amount you are sending to transfer money. By following these five necessary steps, you can send money to, or request payment from, anyone 

  1. Sign in to the Chase Mobile app.
  2. Select either “Send Money” or “Request and Split Money” from the Navigation menu tab “QuickPay with Zelle.”
  3. Choose a current user from your contacts or add a new one.
  4. Check for the accuracy of the payment information.
  5. Tap “Send Money” or “Request Money”
How to Make P2P Transfers with Chase QuickPay
Photo credit:


You will obtain a notice that the transaction has been completed and instructions on how to complete the process and claim the money if you are the receiver. If you are asking for money, the party will receive a notice on the other end of the transaction. Download the Chase QuickPay app today to save time!