How To Apply Online For IDBI Bank Credit Card

IDBI Bank offers a myriad of credit cards for every type of spender. Aside from worldwide acceptance and convenient payment, cardholders can also enjoy a hassle-free application online. Additionally, these cards offer exclusive privileges to suit every cardholder’s lifestyle and needs.

If you are looking for a card that can give you freedom on spending money in India and abroad, you can choose from the IDBI credit cards available. Choose from five cards: Royal Signature, Euphoria World, Aspire Platinum, Imperium Platinum, and Winnings RuPay Select.

Read on to know more about the basic features of these credit cards and find out the documents you need in order to apply. Don’t have time to visit the bank? IDBI Bank offers an online application so you can order a credit card anywhere you are.

IDBI Bank Credit Card

Features Of IDBI Bank Credit Cards

The common denominator of IDBI credit cards is the above-average perks and benefits for cardholders. These perks include the ability to earn Delight points for every minimum purchase, air travel accident insurance, access to select airport lounges, and more.

Highlights of the cards include a longer interest-free period of 48 days and the zero lost card liability. Moreover, cardholders can also enjoy the discounts and freebies of partner merchants worldwide. If you travel often, you can earn more points by using an IDBI Bank credit card for booking plane tickets, tours, car rentals, dining in restaurants, and more.

IDBI Bank credit cards are also equipped to waive the one percent fuel surcharge across all fuel stations in India. By using the cards for transactions, cardholders can save money when buying fuel.

Basic Fees And Charges

For the Euphoria World credit card, you are looking at an annual fee of Rs 1,499 and a joining fee of the same amount. The interest on purchases is at 2.90 percent monthly. The same amount is charged for cash advances, and the late payment fee is Rs 100 to Rs 750, depending on the unsettled amount.

IDBI Credit Card: Apply Online

To apply online, applicants need to download the credit card form, fill out the fields required, then provide your contact details for a callback. Non-IDBI Bank customers can still apply online. Applicants simply need to provide personal information to get a call back from the bank.

To qualify as a cardholder, you need to be in the age bracket of 21 years to 60 years old. Supplementary cardholders need to be at least 18 years old. Additionally, only legal residents of India and those who are employed can apply for IDBI credit cards. Documentation that you will have to provide are proof of identification like Adhaar Card, PAN Card, or passport, proof of residence, latest three months’ salary slips, Form 16, and a recent photograph.

Contact Details

Reach IDBI Bank at the 24/7 contact hotlines 1800-209-4324 and 1800-22-1070. For credit card queries, you can call 1800-425-7600 or email at ibdicards@idbi.co.in. IDBI Bank’s main office is at IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai, India.

The Bottom Line

Applying for the IDBI Bank credit cards is made simple and hassle-free with the online application. Make sure to compile documents required to verify your information. For more information, visit the website of IDBI Bank today. May sure that you use your credit card responsibly, so you keep your finances in order.

*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.

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