If your home looks like a Kohl's commercial, you might want to check out Kohl's credit card. Do you find yourself frequently going to Kohl’s to purchase your home needs? With its exclusive Kohl’s Credit Card, you can finally get more savings and discounts each time you spend.
Kohl’s has come up with its very own retail card that’s designed to be used in-store and online. Apart from its extra-saving feature, it also lends people with a plethora of benefits. From hassle-free returns to mobile payments, Kohl’s takes financial security to a whole new level.
We got our team of editors looking into the Kohl's credit card to get some details. They discovered information you should know before applying. That information is up next, make sure you read everything before giving the card a yay or a nay.
What Are The Benefits Of A Kohl’s Credit Card
My Kohl’s Charge is the retail-branded credit card by Kohl’s. Designed to be used in its retail establishments or through its online store, cardholders are extended a host of benefits. One of these is providing users with 35% off their first purchase on the card.
The Kohl’s card also allows shoppers to combine their exclusive discounts with their Kohl’s Cash and rewards. This allows users more savings throughout the year, particularly in partnership with its cash reward programs where shoppers may earn credit towards their desired purchases.
Without annual fees, this Kohl’s-specific card provides users with the chance to earn the lifetime Most Valued Customer (MVC) status. Under this, cardholders are entitled to an annual gift on their birthdays. Members will also be extended to additional offers and exclusive discounts, as well as free shipping.
Lastly, its hassle-free returns appear particularly enticing for frequent shoppers. Through this promise, cardholders can easily bring back items within 180 days of purchase, except for electronic items that must be returned within 30 days.
What Are The Fees?
- APR – 26.49%
- Annual Fee – None
- Late Payment Charge – up to $38
Am I Eligible?
Individuals interested in applying for a Kohl’s credit card should be at least 18 years of age. A relatively good credit score is also required. However, it is up to the bank’s discretion to approve those whose credit scores err on the lower spectrum.
How To Apply
To apply, individuals should provide their personal information such as their full name, address, date of birth, contact number, and email address. Their Social Security number should also be disclosed during the application, as well as their gross annual income.
Once approved, the retail establishment will set your credit limit. This credit limit can range from $300 to $1,000 depending on your creditworthiness.
Applicants may course their request via Kohl’s website online application form or a Kohl’s branch near them. Interested parties may also take the prequalifying test online to gauge if they will be approved for a credit card under the retail giant.
The Bottom Line
Overall, Kohl’s Credit Card is best for frequent shoppers who want to save a lot each time they buy from the store. With its wealth of offerings and its comprehensive rewards programs, individuals are sure to get the best prices within their reach.
How To Contact Kohl's
For more information, feel free to contact customer service at 855-564-5748. You can also contact the company at their head office located at Kohl’s Department Stores, N56 W17000 Ridgewood Drive, Menomonee Falls, WI 53051.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
