How to Apply for a Nationwide Credit Card

Interested in getting a credit card that has no annual fees and low introductory balance transfer fees? Do you want a reliable credit card that you can use abroad? If so, a Nationwide Credit Card might be the right choice for you.

The Nationwide Credit Card is designed to give you dependability everywhere you go. From having accessibility, to using it abroad, to making contact-less payments, this card is one you should not sleep on.

To know more about what this credit card has to offer and how you can apply, read on.

Interested in getting a credit card that has no annual fees and no balance transfer fees? Nationwide Credit Card is for you. Here's how to apply:
Nationwide Credit Card

Benefits and Features of a Nationwide Credit Card

The Nationwide Credit Card is specifically made for existing Nationwide members who have a current, mortgage, or savings account with the bank. Powered by Visa, this credit card has tons to offer its cardholders.

For one, you can get an introductory offer where you can get 0% interest for 12 months on balance transfers and 0% interest for 12 months on purchases. With these offerings, you can finally go ahead and purchase the big-ticket items you have long been putting off without worrying about excessive interest. Not to mention, you can also save big bucks since you won’t incur extra charges when making these balance transfers and purchases.

Another inviting feature of the Nationwide credit card is having the power to use this abroad. Under this feature, you will have access to a certain commission-free allowance to use every time you go to another country and spend.

Best of all, you can make contact-less payments using your Nationwide credit card when you use Apple Pay, Google Pay or Samsung Pay where accepted. You can also manage your account online or through the free banking app of Nationwide.

How to Apply for a Nationwide Credit Card

To qualify for this credit card, you must be at least be 18 years old or older and must be a resident of the United Kingdom. You must also have a minimum income of £5,000 per year. Bear in mind that only existing Nationwide members will be considered for a Nationwide credit card.

Other documents that might be asked by the company include your personal details, income and employment information, address, and other similar details. Applications for this credit card can be done online. Fill out the application form found on the Nationwide website, and you can receive a decision within 5 to 10 days.

Should your application be approved, you will be given a minimum credit limit of £500. This amount depends on a variety of factors, such as your creditworthiness and income.

Nationwide Credit Card Fees & Charges

Take a look at this brief overview of standard rates and charges you can expect with this credit card. Note that it’s essential to pay your credit card statement on time so as to not affect your credit score negatively. For more information regarding fees and rates, visit the Nationwide Credit Card website.

  • Representative 17.9% APR (variable). Other rates from 17.9% to 19.9% APR apply depending on individual circumstances.
  • Annual fee – £0
  • Balance transfer interest rate – 17.9% to 19.9%
  • Cash advance fee – 2.5% (minimum of £3)
  • Late payment fee – £12

Nationwide’s Address & Contact Details

Address: Nationwide House, Pipers Way, Swindon SN38 1NW

To get in touch with Nationwide, call 0800 055 66 11 (or +44 2476 43 89 97 outside from the UK).

Conclusion

Overall, the Nationwide credit card is perfect for existing Nationwide members who need a credit card that offers a lot of benefits. Aside from getting exclusive offers and introductory rates, this card also offers the chance to be used abroad without any commission. 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.