How to Apply for a Citizens Bank Clear Value Mastercard

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Want to transfer your balances to a credit card that has a low introductory APR and no annual fees?

With the Citizens Bank Clear Value Mastercard, you don’t have to worry about a towering APR that can add significantly to your debt. For 18 months, you can get a 0% interest rate; hence, you can manage your balances without thinking about the added fees.

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Intrigued by the possibility of handling your credit with this card? Read on to learn about more of its benefits and all the details you need to apply for a card today.

How to Apply for a Citizens Bank Clear Value Mastercard

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Benefits and Features of a Citizens Bank Clear Value Mastercard

Citizens Bank stays true to its word of affordable banking. Its credit card line powered by Mastercard has a low interest rate for purchases and balance transfers. In this article, we’re going to explore the amazing benefits that come with the Citizens Bank Clear Value Mastercard.

You can take shopping to a new level with this credit card. For every swipe you make with your Mastercard, you can rest easy knowing that you’re protected from fraud and theft. Citizens Bank ensures that cardholders can have confidence in using their credit cards, no matter when or where.

Although the interest rate is particularly lower compared to other credit cards, cardholders need to be careful, as interest will still add up to the bill. It’s important to stay up to date with payments to avoid recurring fees, just as is the case with any credit card.

Want to check your balance and other transactions? These things are possible with the 24/7 online account management feature. Login with your account details and access the online portal for free. In addition to this, you can also connect your credit card to your mobile wallet like Apple Pay. You’ll enjoy convenient banking and get exciting deals and promos.

Because this card is powered by Mastercard, cardholders can enjoy worldwide acceptance. What’s more, the credit card has a Zero Liability feature, which protects cardholders from suspicious card transactions. As soon as you report the issue to the Citizens Bank, the card issuer will deactivate the card and issue a new one.

How to Apply for a Citizens Bank Clear Value Mastercard 

For a hassle-free application, you can simply visit the Citizens Bank website, choose the Clear Value Mastercard, and click Apply Now. You will be asked to fill out a form indicating your personal information, employment, and financial circumstances. In most cases, you must be at least 18 years old and a permanent US resident to be eligible to apply, but for more specific information on eligibility, contact a Citizens Bank representative and inquire.

Once you’ve submitted your application, it will only take minutes before a decision is available. If successful, it will often take 7-10 days to process, but could take up to 30 days. 

For the credit limit, note that the bank sets an amount depending on your capacity to pay and credit rating. However, you can still request a specific amount only if you are consistent when it comes to paying your balances on time.

Citizens Bank Clear Value Mastercard Fees & Charges

Take a look at this representative overview of some of the fees and charges you can expect with this credit card. Note that some will vary, and as always, you must pay your credit card on time so you don’t badly affect your credit score. For more detailed information, refer to the Clear Value Card Disclosure on the Citizens Bank website.

  • Annual fee: $0
  • Variable APR: 14.99%, 18.99% or 22.99% (based on creditworthiness)
  • APR for balance transfers: 0% for the first 18 billing cycles (14.99%, 18.99% or 22.99% based on creditworthiness after that)
  • Cash advance fee: $10 or 3%
  • Balance transfer fee: $10 or 3%
  • Late payment fee: up to $38

Citizens Bank Address and Contact Details

Address: One Citizens Plaza, Providence, RI 02903

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To contact Citizens Bank regarding credit cards and other general banking matters, call 1-800-922-9999.

Conclusion

All in all, if you’re after a low interest rate for balance transfers and want to enjoy zero annual fees among other perks, you should consider the Citizens Bank Clear Value Mastercard to get back on track. Aside from the low-interest rate for purchases, you can also get exclusive discounts from Mastercard.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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