There are few of us that haven't been bit by the Walmart bug, and now you can shop with a Walmart credit card to get even more savings. We've all set out to buy a few things at this store and come out with a cart full. Well, at least if you shop with their credit card, you get cashback.
Find yourself stocking up on groceries from this superstore? Or perhaps you’re simply a regular shopper looking to get some extra perks for the money you spend. With a Walmart credit card, you can get up to 5% cashback on your purchases.
You can also earn rewards points on your spending. What’s more, there are no annual or transaction fees. If you're late on paying back, you will be charged interest so be careful and budget. We've got more details about Walmart's credit cards up next.
What Are The Benefits Of The Walmart Credit Card?
Considered a signature co-branded credit card in partnership with Capital One, the Capital One Walmart Rewards Mastercard is geared towards frequent shoppers who want unlimited reward earning potential each time they spend.
Under this initiative, cardholders will get 5% back on both grocery pick up and delivery via the Walmart app and website. Meanwhile, spends in physical Walmart stores, affiliated Walmart and Murphy USA Fuel Stations, and partner merchants will garner 2% back. All other spending gets 1% back.
Rewards points can be redeemed in a variety of ways. From covering part or the whole of your purchases, lowering your account balance, or redeeming gift cards and travel-related rewards, Walmart has a lot in store for you.
As part of its introductory offer, Walmart offers 5% back in Walmart stores for the first 12 months. This offer will remain in place for the period provided you use Walmart Pay to pay for your transactions.
Where Can I Use The Card?
A Mastercard-powered credit card, this card is accepted at ATMs and POS terminals around the globe, allowing you to make purchases everywhere. Moreover, this card provides a host of security features, including security alerts and $0 fraud liability should your card get stolen.
What Are The Fees?
- APR – variable rate of 17.99%, 23.24%, or 26.99% depending on creditworthiness
- Cash Advance APR – 26.99%
- Balance Transfer Fee – 3% of the amount of transferred
- Cash Advance Fee – 3% or $10 (whichever is higher)
- Annual Fee - $0
How Can I Apply?
To apply, just visit the Walmart Credit Card page. You must be of legal age and must bear good credit standing. You may course your application via the online credit card application form. To do this, you will be asked to create your own Walmart account.
You may also apply by going to a branch near you. To apply at your nearby branch, you’ll need to bring a valid proof of identification such as your Driver’s License or a state-issued ID. You may either do this at a self-checkout counter, at a register, via text-to-apply or with your smartphone.
The application will require you to provide your personal information, including your name, birth date, address, email address, and contact number. Your Social Security number and your financial information will also be required.
Walmart Credit Card Perks And Sign Up Conclusion
The Walmart Credit Card is great if you find yourself doing the bulk of your shopping at the store. Of course, it comes with fees, but you also get some pretty sweet cashback deals. So if you've got the credit score and can keep up with your payments, this is a good card for you.
How To Contact
For queries and application concerns, you may reach Walmart at their customer service hotline at (800) 966-6546. Meanwhile, you may also visit them at their headquarters at 702 S.W. 8th St. Bentonville, AK 72716.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
